Superannuation Enquiry Form

Use the Superannuation Enquiry Form as a confidence-boosting tool!
This is a call-log and factsheet you fill in while speaking to your super fund(s). You can note down your balances, fees, insurance, investment options, and admin details to compare funds, spot savings, and make better financial decisions.

What is the form for?

Anyone with more than one super account.
Anyone who hasn't reviewed their fees/insurance in a while.
Anyone who isn't sure how their super is invested.
Great before a job change, reviewing insurance needs, or a consolidation of supers.

Who is it for?

Prep by finding your super member numbers and fund phone numbers.
Confirm the fund's legal name, ABN/USI, your plan number, and the name of the staff member you speak to. These details help with paperwork later.
Ask for your current balance and the components (preserved, restricted/non-preserved, tax-free).
Note contributions (employer, personal not-deducted) and your eligible service date which matters for some benefits.
Write down Life, TPD and Income Protection cover amoutns, waiting/benefit periods, and premium.
Ask if cover will continue after a rollover and whether there are minimum balance or age rules. This avoids accidentally losing cover.
List every fee. Small % fees compound - knowing them is powerful.
Map your investments by writing the available options, noting their asset allocation and any MER/ICR the fund can provide. This lets you check if your risk level = goals.
Ask what forms are needed for withdrawals/rollovers and whether you have a binding nomination on file.
Note if the fund has SRI/ESG or specialty options and whether they're multi-managed or include things like direct property.

How to use it

Use one sheet per super fund.
Compare and decide by 1) keeping the best overall fund, 2) consolidating into the fund with lower total cost + suitable insurance/investment options, or 3) keep same fund but adjust investment/insurance to better fit your goals:
- Fees: annual + admin + % fees
- Insurance: right type/amount? affordable? will it continue if you move?
- Investments: matches risk tolerance? clear costs (MER/ICR)?
- Service/admin: easy contact, clear paperwork?
- Extras/impacts: any loss of discounts/benefits if you change?
Recommended to do a mini-review yearly, a full review every 2-3 years, and anytime you change jobs or income needs change.

Tips

DOWNLOAD

This is general information, not personal financial advice. If you're unsure about insurance adequacy, tax, or investment risk, consider professional advice.
Feel free to contact us!

Superannuation Enquiry Form

What is the form for?

Anyone with more than one super account.

Anyone who hasn't reviewed their fees/insurance in a while.

Anyone who isn't sure how their super is invested.

Great before a job change, reviewing insurance needs, or a consolidation of supers.

Who is it for?

Prep by finding your super member numbers and fund phone numbers.​​

Confirm the fund's legal name, ABN/USI, your plan number, and the name of the staff member you speak to. These details help with paperwork later. ​

Ask for your current balance and the components (preserved, restricted/non-preserved, tax-free).

Note contributions (employer, personal not-deducted) and your eligible service date which matters for some benefits.

Write down Life, TPD and Income Protection cover amoutns, waiting/benefit periods, and premium.

Ask if cover will continue after a rollover and whether there are minimum balance or age rules. This avoids accidentally losing cover.

List every fee. Small % fees compound - knowing them is powerful.

Map your investments by writing the available options, noting their asset allocation and any MER/ICR the fund can provide. This lets you check if your risk level = goals.

Ask what forms are needed for withdrawals/rollovers and whether you have a binding nomination on file.

Note if the fund has SRI/ESG or specialty options and whether they're multi-managed or include things like direct property.

How to use it

Use one sheet per super fund.

Compare and decide by 1) keeping the best overall fund, 2) consolidating into the fund with lower total cost + suitable insurance/investment options, or 3) keep same fund but adjust investment/insurance to better fit your goals:

Fees: annual + admin + % fees​

Insurance: right type/amount? affordable? will it continue if you move?

Investments: matches risk tolerance? clear costs (MER/ICR)?

Service/admin: easy contact, clear paperwork?

Extras/impacts: any loss of discounts/benefits if you change?

​Recommended to do a mini-review yearly, a full review every 2-3 years, and anytime you change jobs or income needs change.

Tips

Disclaimer

Prep by finding your super member numbers and fund phone numbers.

Confirm the fund's legal name, ABN/USI, your plan number, and the name of the staff member you speak to. These details help with paperwork later.

Fees: annual + admin + % fees

Recommended to do a mini-review yearly, a full review every 2-3 years, and anytime you change jobs or income needs change.